Make Your Home Chic With Home Improvement Loans

Do you want to move a new house? Why do not you improve your current adobe? You do not need to completely renovate your house. Partial refurbishment like kitchen remodelling, bathroom renovation and creation of a patio and a courtyard can help you have a house of your dream.

Do not be dejected just because you do not have enough savings to invest in your property as home improvement loans can add value to your property. Create some space, spruce up the look and enjoy living in your own house.

Traditional financial institutions may put an obstacle in loan approval procedure if you are a borrower with a bad credit history, but NocreditcheckLoans Ireland provides these loans despite your poor credit record.

Here are some reasons you should take out these loans:

  • Restyle your interior
  • Add an extension
  • Create an extra space
  • Construct a courtyard
  • Loft conversion
  • Remodel your kitchen
  • Change the furniture
  • Change the lighting
  • Enhance the garden

What Features Make Us Different From Other Lenders

NocreditcheckLoans Ireland will let you avail these benefits:

home improvement loans
  • Competitive interest rates
  • Hassle free online application procedure
  • You can borrow up to £25,000
  • Flexible repayment terms
  • You will get funds based on your affordability
  • Neither collateral nor guarantor is mandatory
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Documents You Need To Submit To Have Your Loan Application Approved

Your income statement and creditworthiness are not enough to take out home improvement and renovation loans. You must submit the following documents if you apply for these loans for over 7 years or more than €25,000.

Home Renovation Incentive (HRI) scheme

Or

Sustainable Energy Authority Ireland (SEAI)

Or

Any grant-aided home improvements scheme

Or

Any combination of the above

Home Improvement Loan Calculators

NocreditcheckLoans Ireland makes sure that you get money based on your affordability. The disbursal limit is decided after considering regular expenses and the possibility of unexpected expenses. You can rest assured you will get bespoke loan offer. Before you apply for these loans, you can know about the total cost of your home improvement loan.

We offer two types of calculator: loan repayment calculator, loan affordability calculator

Loan repayment calculator:You have to fill out the loan amount you need and the tenure. Then, you click on the calculate option. You will get the details of monthly repayments and total amount repayable. Please note that this information is for illustrative purpose only. It binds neither you nor us in a contract. It does not raise any obligation for both the parties. The results you get are based on the current offered rate for home improvement loans in Ireland. The amount of your loan and interest rates depend on your creditworthiness and repayment capacity.

Loan affordability calculator:This calculator helps you know how much you could borrow. It requires you to fill out your net monthly income, additional income such as rental income and your commitments or obligations such as rent repayments, mortgage instalment, monthly maintenance, number of dependent family members, and the duration of the loan.

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Who Should Apply?

Anyone can apply for home improvement loans as long as you can afford to repay the debt. NocreditcheckLoans Ireland also welcomes bad credit borrowers, but interest rates may vary from those who have good credit scores.

If you want to take out these loans, meet the following eligibility criteria:

1. You must be 18-years-old

2. You must be the resident of Ireland.

3. You must be employed

4. You should have a bank account.

How to Apply Home Improvement Loans

Simple application procedure is the biggest advantage of applying for home improvement loans from direct lenders.

Take a cell phone or a laptop, browse our site and fill out the online application form. We will look over your application and income statement to assess whether to approve or turn down. You will receive a notification within a short time if your loan is approved. You will sign the loan agreement and then we will transfer funds directly to your bank account.

We are determined to make your home renovation stress-free. After giving approval, our main aim is to transfer the funds quickly so that you can beautify your home more elegantly.